With Cairnstone's recent implementation of the BenefitPoint eCommerce platform in its offices nationwide, it can now conduct end-to-end eProcurement with over 150 leading brokerage/consulting firms across the country, in real time. With the use of the BenefitPoint system, insurance broker/consultants are able to submit RFPs and renewals to Cairnstone for employer stop-loss products. Cairnstone can now conduct transactions online, streamlining processes and reducing paper.

"We are extremely pleased to be up and running on BenefitPoint's eCommerce platform. Insurance brokers and consultants now can easily obtain information about our stop-loss insurance programs and services on behalf of their self-insured clients," said Jim Tillett, president and chief executive officer of Cairnstone Re.

"As one of our first medical stop-loss carriers, we are anxious for Cairnstone to enjoy more efficient product distribution, increased brand awareness, and ongoing efficiencies in sales, marketing and case processing," said John T. Scatterday, vice president Carrier Sales of BenefitPoint, Inc. "Cairnstone Re is a valuable addition to our carrier network as their outstanding employer stop-loss insurance products will be more accessible to BenefitPoint brokers across the nation."

About Cairnstone, Inc.
Founded in 1996, Cairnstone Inc., dba Cairnstone Re, manages employer stop-loss insurance and provides catastrophic claims management assistance to over 450 self-funded employer groups covering 300,000 lives nationwide. They currently have agreements with several leading insurance carriers to market, underwrite, and manage excess loss coverage, as well as underwrite provider reinsurance. In addition to its headquarters in Miami, FL, Cairnstone Re has regional offices in nine cities around the country. For more information about Cairnstone, go to www.cairnstone.com.

About BenefitPoint, Inc.
BenefitPoint, Inc., delivers the leading Internet-based employee benefits infrastructure for the distribution and management of group insurance and financial products. As the central nervous system of the employee benefits industry, BenefitPoint provides a complete set of B2B services enabling benefits professionals to manage the entire group health insurance and benefits lifecycle. Building on the existing industry relationships among carriers, brokers, employers, and employees, the BenefitPoint solution combines the efficiency of the Internet with the established distribution model of the insurance industry to eliminate paper (saving everyone time and money), to make it possible to deliver more products and services (giving everyone more choices), and to make better information available (enabling everyone to make better decisions).

Since general availability in February 2000, BenefitPoint has received widespread industry adoption from regional and national insurance carriers as well as from more than 120 of the leading U.S.-based brokerage and consulting firms. The company, headquartered in San Francisco, CA, can be reached at 415.277.5600 or at www.benefitpoint.com. BenefitPoint, Inc. is privately held.